Smart Loans Backed by YourMutual Funds
Get quick, hassle-free loans by pledging your mutual funds—access liquidity while your wealth keeps growing.
What is a loan against mutual funds?
A Loan Against Mutual Funds lets you borrow money by pledging your mutual fund holdings as collateral. It gives you quick access to funds without redeeming your investments, so your portfolio continues to stay invested. The process is fast, requires minimal documentation, and offers flexible repayment options at competitive interest rates.
Who Can Apply?
Everyone’s welcome!
No minimum credit score required (no CIBIL check needed)
No restrictions on job type, income source, or profession
No minimum income, salary slip, or bank statement needed
Getting a loan against your mutual funds is simple, fast, and accessible for all investors.
Why Choose Loans Against Mutual Funds?
Access quick, secure, and flexible loans without interrupting your mutual fund investments.
Instant Liquidity
Get quick access to funds within hours when you need money urgently.
No Need to Sell
Borrow against your mutual funds without redeeming or disturbing your investments.
Wealth Keeps Growing
Your portfolio continues compounding in the market while you repay the loan.
Lower Interest Rates
Enjoy rates that are generally lower than personal loans or credit cards.
Flexible Repayment
Repay at your own pace with convenient and flexible repayment options.
Hassle Free Process
Apply through a simple, digital, and paperless process with minimal documentation.
Apply & Approved in Minutes.
Complete your loan application in just a few minutes with digital KYC and instant eligibility check and get funds instantly
01
Check Your Eligibility
Enter your mutual fund portfolio details and get your available credit limit in real-time—no waiting, no manual verification.
02
Pledge Your Funds Digitally
Select which mutual fund units to pledge as collateral. Secure lien marking is done entirely online through our SEBI-registered platform.
03
Complete Quick Verification
Verify your identity using Aadhaar-based digital KYC and PAN verification—completely paperless, done from your phone.
04
Get Your Funds Within 24 hours
Once approved, funds are transferred directly to your registered bank account. Withdraw as needed and repay flexibly with no prepayment penalties.
Questions? Answers.
Common questions answered to help you get started with FundsApp.
Yes, your money is completely safe. All investments go directly to SEBI-registered mutual fund companies through official platforms like BSE Star MF or NSE NMF. FundsApp does not hold your money.
Yes, FundsApp Wealth Technologies Pvt. Ltd. is registered with AMFI (ARN–327453), BSE (MFD Code 65052), and APMI (APRN–05341).
Yes, FundsApp uses bank-level security and data protection. Your information is safe and never shared with anyone.
Your mutual fund units remain safe in your name with the AMC or registrar (like CAMS or KFintech). You can access or redeem them directly anytime.
No, there are no hidden charges. FundsApp does not charge any fee for investing. We receive a small commission from AMCs as per SEBI rules.
You can reach us by email at help@fundsapp.com, through WhatsApp, or by using the Contact Support option in the app.
Disclaimer:
Mutual Fund distribution services are offered through Fundsapp Wealth Technologies Private Limited (FWTPL) having CIN - U66190TN2024PTC169365.
FWTPL is an AMFI registered Mutual Fund Distributor (ARN Code: 327453). Date of Initial Registration (of ARN 327453) – April 23, 2025. Current validity of ARN – April 23, 2025 to April 22, 2028.
FWTPL is an APMI registered PMS Distributor (APRN Code: 05341).
Date of Initial Registration (of APRN 05341) – April 7, 2025. Current validity of APRN – April 7, 2025 to April 6, 2028.
FWTPL is BSE registered Mutual Fund Distributor (MFD Code: 65052).
Date of Registration – 14 October, 2025.
Your Money,
Your Future — Simplified.
© FundsApp Wealth Technologies Pvt Ltd. All rights reserved.
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns.
Mutual Fund distribution services are offered through Fundsapp Wealth Technologies Private Limited (FWTPL), having CIN - U66190TN2024PTC169365.
FWTPL is an AMFI-registered Mutual Fund Distributor (ARN Code: 327453). Date of Initial Registration (of ARN 327453)- April 23, 2025. Current validity of ARN- April 23, 2025 to April 22, 2028. FWTPL is an APMI-registered PMS Distributor (APRN Code: 05341). Date of Initial Registration (of APRN 05341)- April 7, 2025. Current validity of APRN- April 7, 2025 to April 6, 2028. FTWPL is a BSE-registered Mutual fund Distributor (MFD code no 65052)—date of Registration 14 October, 2025.
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